Health Insurance System in Japan

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National Health Insurance and Social Health Insurance
If you stay in Japan more than a year, then you are required to purchase either National Health Insurance (国民健康保険:こくみんけんこうほけん) or Social Health Insurance (社会保険:しゃかいほけん).
SHI, Social Health Insurance, is for company employees and NHI, National Health Insurance, is for anyone who is not covered by Social Health Insurance.
Medicine
National Health Insurance
You need to go to your local municipal office with your alien registration card and register at the Kokumin Kenko Hoken section of city office or ward office.

1. percentage of your medical expense

aged 70 years and older 10% or 20%
aged 3 to 69 30%
aged 0 to 2 20%

2. You will be issued an insurance card or certificate (健康保険証:けんこうほけんしょう) and you need to present this card when you go to see a doctor.

3. As National Health Insurance premiums are based on your previous year's income, the first year of coverage is relatively cheap (you pay the minimum required premium).

Social Health Insurance
if you work more than 3/4 of employee's working time, that is usually more than 30 hours, you can apply to SHI through your company. Premiums will be deducted from your salary.
1. 2. are same as NHI

3. Premiums are determined in relation to the insured person's salary and are paid fifty percent each by the owner of the business and the insured person.

Premiums = your monthly salary * 82 / 1000

Total company employee
82/1000 41/1000 41/1000

Further info:
Osala Pref Medical Information for Foreigners

Ministry of Health, Labour and Welfare

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